AccountNow Prepaid Visa Card
The AccountNow prepaid Visa card offers everyone the chance to own a Visa or Mastercard. The benefits of having a Visa or Mastercard are many -- unless you want to carry cash around with you all the time, you have no option for spending your money other than getting a piece of plastic. Unfortunately, many Americans have difficulty obtaining a line of credit, due to poor credit decisions in the past, or simply because they have no credit history. AccountNow's slogan is "Achieve financial freedom with an AccountNow Prepaid Visa or Prepaid MasterCard card", and that's just what AccountNow offers their customers -- true financial freedom. An AccountNow prepaid Mastercard or Visa account can help you manage your money, and they do it cheaper than most of their competition.
Benefits of an AccountNow Prepaid Credit Card
There are many benefits to opening an AccountNow prepaid Visa or prepaid MasterCard account. Your card will work like a checking account, without having to go through the hassle and embarassment of a credit check. Keep your money safe in an AccountNow credit card account, and your money will be FDIC insured, like a regular checking account, to ensure the safety of your money. AccountNow prepaid Mastercard and Visa accounts come with a prepaid card featuring the debit logo, meaning you can use your card anywhere that card is accepted worldwide. Not only can you make purchases and withdraw cash with your AccountNow prepaid debit card, but you never have to worry about overdrafts or credit card bills -- you can only spend the money that you've added to your account.
Credit Card Activity is Reported to Credit Bureau
AccountNow prepaid Visa and prepaid Mastercard accounts do not extend credit like traditional credit cards -- this means you can’t spend money you don’t have. Since you are only spending money you add to your prepaid card account, you can avoid falling into debt and possibly damaging your credit score. In fact, because AccountNow credit card activity is reported to a credit bureau, you'll be enhancing your credit score and building credit. Because you’re not technically "borrowing money" from AccountNow, you will never have to worry about finance charges, late charges, or over-the-limit fees, not to mention avoiding credit checks in order to secure your Visa or Mastercard.
AccountNow Visa or Mastercard
The AccountNow prepaid card is a Visa or Mastercard brand debit card that you can use to shop at retail stores, pay bills online or by phone, make hotel and car rental reservations, and purchase retail goods or financial services wherever Visa or MasterCard is accepted. Also, you can withdraw cash at virtually any ATM or bank nationwide.
No Fees Attached to AccountNow Prepaid Debit Card
Because there are nearly no fees attached to your AccountNow prepaid debit card, you will save hundreds of dollars a year. Instead of using traditional checking accounts, credit cards, bill paying services, check cashing, or bill paying services, your AccountNow prepaid Visa or Mastercard can perform all the functions of traditional bank accounts and credit cards, at a substantially lower rate. There are never any late fees, finance charges or overdraft fees. Your AccountNow credit card gives you access to unlimited bill paying free of charge -- there's no need to pay for postage or money orders, or pay check cashing fees to access your paycheck. Also, you’ll never have to pay to cash your benefits or payroll check when you use AccountNow's free direct deposit service.
When you compare the services offered for free by AccountNow to accessing these same services without a tradtional bank account or debit card, you'll find you can save hundreds of dollars a year on fees associated with check cashing and bill payment. Without a bank account, cashing your paycheck every month can cost you an average of $35 a year. This may not seem like much, but would you consider tossing $35 in the trash can? That is basically what you're doing when you pay check cashing fees. Paying your bills the traditional way -- buying postage and mailing in your payments, or even paying bills on the phone -- can cost you an average of $9 a year. Save on postage and fees with an AccountNow prepaid Visa or Mastercard. Even taking into account the $10 monthly fee that AccountNow charges for using your prepaid debit card, you can save about $320 a year simply by avoiding buying postage or paying check cashing fees. The nominal $10 fee is well worth it when you consider the time and money you'll save with a prepaid debit card from AccountNow.
Establish Your Credit History Using AccountNow
Using the AccountNow prepaid Visa and prepaid Mastercard accounts will help you build or establish your credit history in two distinct ways. First, by paying your bills online for free (saving time and money in the process) you will demonstrate to future creditors your "credit worthiness". AccountNow credit cards offer a free credit builder program that reports your bill payment history to PRBC, a nationally recognized credit bureau. Second, when you use the AccountNow iAdvance line of credit (which is a cost affective alternative to payday or cash advance loans), AccountNow will report your payment history to the major credit bureaus. If you're looking for a prepaid debit card that also assists you in building up your credit history, look no further than AccountNow prepaid Visa or Mastercards.
To help keep your hard earned cash safe, your AccountNow prepaid Visa or prepaid MasterCard card is protected against fraud with Zero Liability coverage. This protects you from unauthorized charges made to your prepaid card account in case your card is lost or stolen -- you will not be held responsible for fradulent charges made with your card.
Getting an AccountNow prepaid Visa or prepaid MasterCard card is easier then qualifying for a credit card or checking account. AccountNow's "100% guaranteed approval" ensures you will qualify for one of their prepaid debit card accounts, as long as you have valid identification and a valid social security number. Check out their website, at http://www.accountnow.net for more information and to sign up for your AccountNow prepaid Visa.
If you have bad credit history or no credit at all, don't stress yourself out. You can still get an AccountNow prepaid card -- AccountNow will never check your credit before issuing a prepaid debit card. Even if your banking history is spotty, or you are red flagged through ChexSystems or another checking account warning prgoram, you are still eligible to get an AccountNow prepaid debit card account.
» Click Here To Apply For You Own AccountNow Visa «